Brex

Brex is the spend platform for companies that have outgrown personal cards and the Concur-plus-Bill-dot-com duct tape stack. It combines corporate cards, expense management, bill pay, travel, and a business account into one product, and it bakes policy enforcement and accounting sync into the workflow itself rather than into a quarterly audit.

What Brex Does

Brex sits across the entire spend stack. The same platform issues the card, captures the receipt, codes the transaction, routes the approval, and pushes the entry to the GL. That consolidation is the point. Teams running Brex stop reconciling between four systems and start running one.

• Global corporate cards accepted in 210+ countries, with limits sized to operating cash rather than personal credit history.
• Expense management with auto-generated receipts from Uber, Lyft, and Gmail, plus AI memo and category pre-fill so employees stop writing the same three sentences every Friday.
• Built-in policy engine that blocks non-compliant purchases at point of swipe and auto-routes anything ambiguous to a manager via Slack or SMS.
• Bill pay and AP automation in the same product as cards, with approval workflows, vendor management, and scheduled payments.
• Travel booking with negotiated rates, in-policy filtering, and automatic itinerary-to-expense capture.
• Business accounts with FDIC coverage, ACH, wires, and yield, so operating cash earns interest instead of sitting idle in a checking account.
• Native syncs to NetSuite, QuickBooks Online, Xero, and Sage Intacct with custom GL mapping per entity.

Brex AI

Brex pushed AI into the parts of finance ops that are pure pattern-matching and zero judgement. The platform reads receipts, infers the right GL category, drafts the memo, surfaces anomalies, and answers free-text questions about company spend. The compounding effect is that controllers stop spending half their week on data entry and start spending it on the questions that matter.

Automations We Build with Brex

Most teams adopt Brex, get the basic NetSuite sync running, and stop there. The leverage lives one layer deeper. We connect Brex to the systems where work actually happens (Slack, the CRM, the accounting platform, HRIS, vendor portals) so spend events trigger downstream actions automatically.

• Vendor onboarding workflow that pulls W9 or VAT details from the supplier, creates the vendor record in NetSuite, and provisions a Brex virtual card with a spend cap matching the contract.
• Slack-native approval flows for high-value transactions, with full context (vendor, amount, policy match, prior spend) so the approver can decide in three seconds instead of opening another tool.
• Auto-reconciliation of subscription SaaS spend against contract value, flagging any vendor where actual spend has drifted more than 15% above contract.
• New hire provisioning: HRIS triggers a Brex card with role-based limits, stipend allocations, and policy assignments on day one, no IT ticket required.
• Department budget alerts that compare burn rate against plan in real time and notify the budget owner before the line item goes red, not after.
• Month-end close orchestration that pulls the Brex transaction file, validates GL mapping, flags exceptions for review, and pushes the clean batch to NetSuite or QuickBooks on a fixed schedule.

Why Teams Choose Brex

• One platform replaces the legacy stack of corporate cards, Concur, Bill.com, and a separate business bank, cutting both license cost and reconciliation overhead.
• Policy enforcement happens at swipe rather than after the fact, which means finance stops being the complaints department.
• Native multi-entity and multi-currency support, so global ops do not require a custom workaround for every region.
• AI handles the receipt-and-memo busywork that controllers used to do by hand, freeing up time for actual analysis.
• Free Essentials tier covers most growing companies, with Premium at $12 per user per month unlocking live budgets, anomaly alerts, and managed travel.

Brex syncs natively with NetSuite, QuickBooks Online, Xero, Sage Intacct, Rippling, Gusto, and Slack, plus thousands more via API. Pricing starts at $0 per user on Essentials, $12 per user per month on Premium, and custom on Enterprise (verified May 2026). That stack is where Moonira plugs in. We build the automations on top of Brex so finance ops actually run themselves, instead of just generating prettier reports.